How to Get Your College Student to Use Credit Right

A kid needs credit, but there's a right way to send them off into the world of spending and a wrong way.

Do You Owe Taxes on a Credit Card Sign-Up Bonus?

Banks are always promoting their credit card offers and sometimes they entice potential customers through the use of sign-up bonuses, which may include cash, points, airline miles, gifts or other financial services. Only some of these bonuses must be reported to the IRS because you have to pay taxes on them,.

College-age adults at higher risk of falling victim to identity theft, BBB says

According to the Consumer Sentinel Network database, 56,689 consumers between the ages of 20 and 29 fell victim to identity theft in 2011.

Avoiding identity theft is a 3D project

Penny Rathbun/Staff photo Prosper Bank vice president and compliance officer Jerrica Anderson holds up a pamphlet available at Prosper Bank when she spoke to the Preston Trails Rotary chapter in Celina in June about how consumers can protect themselves from identity theft.

Avoiding identity theft is a 3D project

Penny Rathbun/Staff photo Prosper Bank vice president and compliance officer Jerrica Anderson holds up a pamphlet available at Prosper Bank when she spoke to the Preston Trails Rotary chapter in Celina in June about how consumers can protect themselves from identity theft.

Avoiding identity theft is a 3D project

Penny Rathbun/Staff photo Prosper Bank vice president and compliance officer Jerrica Anderson holds up a pamphlet available at Prosper Bank when she spoke to the Preston Trails Rotary chapter in Celina in June about how consumers can protect themselves from identity theft.

Avoiding identity theft is a 3D project

Penny Rathbun/Staff photo Prosper Bank vice president and compliance officer Jerrica Anderson holds up a pamphlet available at Prosper Bank when she spoke to the Preston Trails Rotary chapter in Celina in June about how consumers can protect themselves from identity theft.

Avoiding identity theft is a 3D project

Penny Rathbun/Staff photo Prosper Bank vice president and compliance officer Jerrica Anderson holds up a pamphlet available at Prosper Bank when she spoke to the Preston Trails Rotary chapter in Celina in June about how consumers can protect themselves from identity theft.

How to be a wedding guest on a budget

Wedding season is upon us, and if you're gearing up to toast the nuptials of a friend or relative, chances are you'll be dreading the considerable expense that being a guest brings.

Avoiding identity theft is a 3D project

Penny Rathbun/Staff photo Prosper Bank vice president and compliance officer Jerrica Anderson holds up a pamphlet available at Prosper Bank when she spoke to the Preston Trails Rotary chapter in Celina in June about how consumers can protect themselves from identity theft.