Frank X. McNamara and the Diner’s Club

Many people often wonder about the history of credit cards and how or who invented credit cards.

Useful Tips When Choosing Credit Cards

Chances are you have received your share of “pre-approved” credit card offers in the mail, some with low introductory rates and other perks. Many of these solicitations urge you to accept “before the offer expires.” Before you accept, shop around to get the best deal.

Make Plastic Your Friend

Credit card companies hate me. They send me 20 unsolicited cards a month, and keep raising my credit limit, but they still haven’t made a dime from me. Why? Because unlike the majority of Americans, I’ve made plastic my friend.

Credit Card Shocker

Have you ever looked at your credit card statement? I’m not talking about just making sure that all the transactions are correct. I’m talking about looking at the finance charges. I daresay that sometimes that figure is almost as great as the minimum monthly payment you’re making. After all, as long as you can keep the creditors at bay by paying the minimum, that’s all you care about, right? If you agreed, I urge you to reconsider.

5 SuperCharged Secrets to Credit Card Utopia!


Let’s just take a brief moment to recap:

If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 2 very important things:

a)You now know how to take advantage of zero to low interest credit card offers.

b)You now know that there is safety in numbers, and you know the magic “Who’s Who” of the major credit card companies. You know that one of them, in my opinion, stands out for consumers.

With me? Good. These are both essential foundations that you need to follow in order to live in Credit-Card Utopia.

Now, let me flavor it up for you.